Claims Login      COBRA Login      Survey Login        Get In Touch

News Brief: Despite Signs of Improvement, U.S. P&C Insurers Likely To Post 2024 Underwriting Loss Of $2.6 Billion | Pennsylvania Benefits Agency

The U.S. property and casualty insurance industry improved its underwriting results in 2024 despite “significant” insured catastrophe losses, reducing its net underwriting loss to an estimated $2.6 billion, according to a recent report from AM Best. Despite the net loss expected, 2024’s results mark a “steep improvement” from the more than $24 billion underwriting loss … Continued

Know Your Insurance: Factors That Affect Your Home Insurance Premiums r | Pennsylvania Benefits Partners

Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Review this Know Your Insurance to understand the factors that are influencing your home insurance premiums. Your Personal Information Your credit history, claims history … Continued

Small Business Insights: How to Avoid Insurance Gaps | Pennsylvania Benefits Agency

How to Avoid Insurance Gaps Small businesses in all industries face numerous risks that can lead to significant financial losses. To mitigate these exposures, businesses secure insurance. Many considerations go into building an insurance portfolio; business leaders must be mindful of policy specifics, such as limits and exclusions. Failure to adequately address a business’s insurance … Continued

The Value of Commercial Umbrella Insurance | Pennsylvania Benefits Team

In today’s increasingly litigious environment, lawsuits stemming from liability incidents have surged in frequency and severity, leaving many organizations with substantial losses. Due to the complex nature of these losses, they could potentially surpass organizations’ primary liability coverage limits, which refer to the maximum amount that an insurer will pay toward a claim. In these … Continued

Benefits Insights: A Primer on Medical Stop-loss Insurance | PA Benefits Team

Catastrophic and unexpected health care claims are on the rise. This increase in catastrophic claims is, in part, the result of medical and pharmaceutical advances, such as specialty drugs and cell and gene therapies, as well as medical price inflation. As a result, many employers with self-funded health plans are actively looking for ways to … Continued

Trends and Insights: Social Inflation: What it is and why it matters | PA Benefits Advisors

“Social inflation” refers to the impact of rising litigation costs on insurers’ claim payouts, loss ratios, and, ultimately, how much policyholders pay for coverage. While there’s no universally agreedupon definition, frequently mentioned aspects include: Proliferation of class-action suits and other lawyer- and government-driven actions (“runaway litigation”); Growing awards from sympathetic juries (“nuclear verdicts”); “Litigation funding” … Continued

OSHA Citation Case Study | PA Employee Benefits Advisors

Oilfield Contractor Cited With $196,886 in Penalties Following Deadly Explosion Violations of workplace health and safety standards and subsequent OSHA citations can impact organizations of all sizes and sectors. In addition to highlighting unaddressed safety hazards, these citations often carry a number of consequences, including costly penalties, diminished workforce morale and widespread reputational damage. With … Continued

What Is Homeowners Insurance? | PA Employee Benefits Agents

Learn about homeowners insurance—and why you need it. Homeowners insurance provides you with financial protection in the event of a disaster or accident involving your home. Standard homeowners insurance protections A standard homeowners insurance policy insures your home’s structure (house,) and your belongings in the event of a destructive event, such as a fire. In addition, … Continued

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA www.finra.org / SIPC www.sipc.org, to residents of: DC, FL, MD, NJ, NY, OH, PA, SC, TX, CA, CO, GA, and OK. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Webber Advisors and the Leavitt Group are not affiliated with Cambridge. Fixed insurance and benefit services are not offered through Cambridge.

Testimonials provided are related to insurance and employee benefit services.

Privacy Policy

Top