By Melanie Jones www.livestrong.com Children may have to become the caregivers of aging parents. These parents may be faced with health issues and altered mental issues as they age. Occasionally, children may have to have their parents enrolled on their insurance plans as a dependent. Parents enrolled on a qualified medical insurance plan will ensure … Continued
www.livestrong.com By Jenni Wiltz Choosing a health care plan often comes down to cost, but don’t forget to compare the monthly premium with the amount of coverage you get. Major medical insurance is designed to cover you during everything from routine check-ups to major catastrophic events. Basic health insurance, by contrast, is a cash reimbursement … Continued
Marvin H. Feldman www.lifehappens.org Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise of a key breadwinner could leave a family stranded without the resources to maintain their lifestyle—or even retain their home. Not so long ago, professionals recommended that families carry … Continued
How do I know if I am a small or large employer? Why does it matter? Abridged from www.irs.gov An employer’s size is determined by the number of its employees. Employer benefits, opportunities and requirements are dependent upon the employer’s size and the applicable rules. Generally, an employer with 50 or more full-time employees or … Continued
www.livestrong.com By Heidi Wiesenfelder Although health maintenance organizations (HMOs) and preferred provider organizations (PPOs) represent the majority of insurance plans currently available, some employers and insurance companies still offer indemnity plans. These are traditional plans that were common before the rise of managed care. While some people prefer the lower premiums of HMO and PPO … Continued
www.aatrix.com The ACA forms follow the same guidelines as the W2 and 1099 regulations. The employee copy, 1095-B and/or 1095-C will need to be provided to them in either paper or electronic copy, by February 1st. If your business is filing less than 250 forms, and choosing to print, the due date is February 29th. … Continued
When you think of long-term care insurance, what comes to mind? Unfortunately, some people hold certain misconceptions or have an unfavorable opinion of long-term care insurance, largely stemming from issues related to its early days. But that was then. Today, there are more options focusing on straightforward and flexible long-term care solutions. Let’s take a … Continued
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