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Category: Health Insurance
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OSHA Releases Top Ten Safety Violations for 2017 — Prepare to Be Unsurprised | PA Benefit Advisors
OSHA’s preliminary list of top workplace safety violations for FY 2017, which ended September 30, bears a striking resemblance to the 2016 list and the 2015 list. In other words, workplace safety violations are predictable and thoughtful companies can use the information to keep their workforce safe and build a culture of safety. With more…
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Emergency vs. Urgent – What’s the Difference in Walk-In Care? | PA Benefit Advisors
We’ve all been there – once or twice (or more)—when a child, spouse or family member has had to gain access to healthcare quickly. Whether a fall that requires stitches; a sprained or broken bone; or something more serious, it can be difficult to identify which avenue to take when it comes to walk-in care.…
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Emergency vs. Urgent – What’s the Difference in Walk-In Care? | PA Benefit Advisors
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We’ve all been there – once or twice (or more)—when a child, spouse or family member has had to gain access to healthcare quickly. Whether a fall that requires stitches; a sprained or broken bone; or something more serious, it can be difficult to identify which avenue to take when it comes to walk-in care.…
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Why Are Statistics Important in the Health Care Field? | PA Benefit Advisors
Quantitative research guides health care decision makers with statistics–numerical data collected from measurements or observation that describe the characteristics of specific population samples. Descriptive statistics summarize the utility, efficacy and costs of medical goods and services. Increasingly, health care organizations employ statistical analysis to measure their performance outcomes. Hospitals and other large provider service organizations…
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Separating Fact From Fiction When It Comes to Long-Term Care Insurance | PA Benefit Advisors
Few people are prepared to handle the financial burden of long-term health care. In fact, many people have a false sense of security when it comes to long-term care. Let’s separate fact from fiction: “Medicare and my Medicare supplement policy will cover it.” FACTS: Medicare and “Medigap” insurance was never intended to pay for ongoing,…
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Health Reform Update: What Can Employers and Employees Expect Now? | PA Benefit Advisors
Health Reform Update: What Can Employers and Employees Expect Now? The latest Congressional effort to repeal and replace parts of the Patient Protection and Affordable Care Act (ACA) stalled out again last week when the Senate voted 51-49 to reject a very pared down measure dubbed the “skinny repeal” bill. The breakdown of the…
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July 2017 Compliance News | PA Benefit Advisors
Health Reform Update After many months of working on possibly repealing and replacing the Patient Protection and Affordable Care Act (ACA), it looks like Congress might be ready to throw in the towel for the time being. A revised plan to change parts of the ACA and restructure Medicaid alienated both very conservative Republicans and…
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What Is Comprehensive Medical Insurance? | PA Benefit Advisors
Comprehensive medical plans originated in the 1930s with industrialists Henry Kaiser and Dr. Sidney Garfield. Dr. Garfield, at Kaiser’s request, created a health plan to protect the workers of the Grand Coulee Dam. They expanded the healthcare plan in the 1940s to include Kaisers numerous shipbuilders. By the end of World War II, other employers…
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The Effects of Not Having Health Insurance on Personal Finances | PA Benefit Advisors
Insurance has become the method by which most Americans have their health-care costs paid. By paying a regular monthly bill for health insurance, the cost of expected health care events is spread out into even payments and the cost of major unexpected medical incidents is absorbed by insurance. Lack of health insurance can have a…
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AHCA and the Preexisting Conditions Debate—What Employers Can Do During Uncertainty | PA Benefit Advisors
Preexisting conditions. While it’s no doubt this term has been a hot topic in recent months—and notably misconstrued—one thing has not changed; insurers cannot deny coverage to anyone with a preexisting condition. Now that House Resolution 1628 has moved to the Senate floor, what can employers and individuals alike expect? If passed by the Senate…
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