Category: Employers

Benefits Easy: Health Savings Accounts | Pennsylvania Benefit Consultants

Mar 9, 2018

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LR Webber

in ACA, benefits, budgets, Employees, Employers, Financial Debt, Financial Planning, Financial Wellness, FSA, HDHP, health, Health Care, Health Care Reform, Health Insurance, Health Savings Account, HIPAA, HRA, HSA, income tax, IRS, Life Insurance, Pennsylvania, Philadelphia, taxes

Taking control of health care expenses is on the top of most people’s to-do list for 2018. The average premium increase for 2018 is 18% for Affordable Care Act (ACA) plans. So, how do you save money on health care when the costs seems to keep increasing faster than wage increases? One way is through…
6 Ways to Keep the Flu from Sidelining Your Workplace | PA Benefit Brokers

Mar 2, 2018

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LR Webber

in ADA, benefits, budgets, Department of Labor, disease, DOL, Employees, Employers, Financial Planning, Financial Wellness, flu, health, Health Care, Latest News, Pennsylvania, Philadelphia, Reporting, Wellness, Wellness Programs, Work from home

This year’s flu season is a rough one. Although the predominant strains of this year’s influenza viruses were represented in the vaccine, they mutated, which decreased the effectiveness of the immunization. The flu then spread widely and quickly, and in addition, the symptoms were severe and deadly. The U.S. Centers for Disease Control and Prevention…
Benefits of an Annual Exam | PA Benefit Consultants

Feb 23, 2018

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LR Webber

in annual physical, benefits, budgets, Employees, Employers, Financial Planning, Financial Wellness, general physical exam, health, Health Care, Health Insurance, Insurance, PCP, Pennsylvania, Philadelphia, Reporting, Wellness, Wellness Programs

Have you ever heard the proverb “Knowledge is power?” It means that knowledge is more powerful than just physical strength and with knowledge people can produce powerful results. This applies to your annual medical physical as well! The #1 goal of your annual exam is to GAIN KNOWLEDGE. Annual exams offer you and your doctor…
Federal Employment Law Update – February 2018 | Pennsylvania Benefit Brokers

Feb 16, 2018

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LR Webber

in ADA, Civil Rights Act, EEOC, Employees, Employers, federal employment law update, federal law, Financial Planning, GINA, income tax, IRS, Pennsylvania, Philadelphia, Reporting, tax law, taxes

IRS Releases Publication 15 and W-4 Withholding Guidance for 2018 On January 31, 2018, the federal Internal Revenue Service (IRS) released Publication 15 — Introductory Material, which includes the following: 2018 federal income tax withholding tables. Exempt Form W-4. New information on: Withholding allowance. Withholding on supplemental wages. Backup withholding. Moving expense reimbursement. Social Security…
CMS Disclosure Requirement for Employer Health Plans | PA Benefit Advisors

Feb 14, 2018

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LR Webber

in benefits, CMS, drug coverage, Employees, Employers, federal law, Financial Planning, Financial Wellness, health, Health Care, HMO, Medicare, Medicare Part D Notices

Do you offer health coverage to your employees? Does your group health plan cover outpatient prescription drugs? If so, federal law requires you to complete an online disclosure form every year with information about your plan’s drug coverage. You have 60 days from the start of your health plan year to complete the form. For…
Benefits Easy: Intro to Self-Funding | PA Benefit Consultants

Feb 9, 2018

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LR Webber

in benefits, budgets, Employees, Employers, Financial Debt, Financial Planning, Financial Wellness, health, Health Care, Health Care Reform, Insurance, Latest News, Life Insurance, Pennsylvania, Philadelphia, renting, Reporting, self-funding, tax law, taxes

As the first month of 2018 wraps up, companies have already begun the arduous task of submitting budgets and finding ways to cut costs for the new year. One of the most effective ways to combat increasing health care costs for companies is to move to a Self-Funded insurance plan. By paying for claims out-of-pocket…
New Tax Breaks for Health Plans | Pennsylvania Benefit Advisors

Jan 26, 2018

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LR Webber

in ACA, Affordable Care Act, Employees, Employers, Health Insurance, Health Insurance Providers, HIP, Insurance, Latest News, medical care

Last week’s drama that shut down the federal government, then un-shut it three days later, was settled when agreement was reached on a Continuing Resolution. Included in the resolution are three tax breaks of particular interest to employers that offer group health coverage to their workers. Cadillac Tax: Delayed until 2022 The Affordable Care Act…
Federal Employment Law Update – January 2018 | PA Benefit Advisors

Jan 24, 2018

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LR Webber

in benefits, Department of Labor, DOL, Employees, Employers, FLSA, intern, internship, IRS, Latest News, OSHA, PBGC, Pennsylvania, Philadelphia, President Trump, Reporting, WHD, Workplace

WHD Revises Test for Unpaid Internships On January 5, 2018, the U.S. Department of Labor’s Wage and Hour Division (WHD) released a Field Assistance Bulletin (FAB No. 2018-2) establishing that the primary beneficiary test, rather than the six-point test, will determine whether interns at for-profit employers are employees under the federal Fair Labor Standards Act…
Oral Health = Overall Health | PA Benefit Consultants

Jan 10, 2018

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LR Webber

in benefits, dental, dental health, Employees, Employers, Financial Planning, health, Insurance, Pennsylvania, Philadelphia, Reporting, Social Media, Wellness

Have you heard the saying “the eyes are the window to your soul”? Well, did you know that your mouth is the window into what is going on with the rest of your body? Poor dental health contributes to major systemic health problems. Conversely, good dental hygiene can help improve your overall health. As a…
New Year, New Penalties | PA Benefit Advisors

Jan 5, 2018

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LR Webber

in benefits, Department of Labor, DOL, Employers, Financial Planning, Financial Wellness, OSH Act, OSHA, Philadelphia, Reporting, Wellness

Department of Labor Publishes Updated Penalties for OSHA Violations On January 2, 2018, the U.S. Department of Labor (DOL) published updated, inflation-adjusted penalties for violations of various laws regulated by the DOL and its internal components or divisions, including the Occupational Health and Safety Administration (OSHA). The DOL is required to adjust the level of…