Author: Webber Advisors
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Benefits 101: What Is Voluntary Life Insurance? | PA Benefits Team
Life Insurance at Work: Your Guide to Voluntary Coverage We all juggle life’s different responsibilities, and ensuring our loved ones are financially secure in case of our passing should be a top priority. Life insurance offers a safety net but typically the amount of coverage included as a standard company-paid life insurance policy isn’t enough…
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Benefits Check-up: 6 Compliance Issues Affecting Your Clients’ Health | PA Employee Benefits Agents
A health plan is more than a product or service; it’s a relationship. All productive and healthy relationships—especially in the benefits space—rely on trust. When an employer extends trust in a broker or insurance carrier to purchase something as critical as healthcare—for people as critical as their workers and families—we’re obligated to raise all factors…
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Benefits Breakdown May 2024 | Pennsylvania Benefits Agency
Report Highlights Growing Demand for Family-friendly Benefits According to a new report by family health benefits platform Ovia Health by Labcorp, American employees are looking for company benefits and policies that support their families, and 73% would leave their current jobs to find them. Respondents also expressed widespread dissatisfaction with available family-friendly benefits. Many (62%)…
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Caring for Your Mental Health | Pennsylvania Benefits Team
Overview Mental health includes emotional, psychological, and social well-being. It is more than the absence of a mental illness—it’s essential to your overall health and quality of life. Self-care can play a role in maintaining your mental health and help support your treatment and recovery if you have a mental illness. How can I take…
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Protect Your Mental Health with an EAP | Pennsylvania Benefits Partners
Mental health isn’t just the absence of illness. It’s a continuum ranging from severe symptoms such as panic attacks and major depression to excellent mental strength and well-being. Sometimes you’re not ill, but you aren’t well either – and you need help. If you’re feeling down about work or a problem in your life and…
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8 Unique Employee Perks That Don’t Require a Big Budget | PA Benefits Advisors
Free and low-cost employee benefits are perks that don’t cost you much financially. These perks are often simple to provide and help enhance an existing employee benefits package. Including non-traditional benefits in a job offer shows employees your values; they’re a promise to both current and potential employees that you’ll support them and treat them…
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Know Your Insurance: What Are Coverage Exclusions? | PA Employee Benefits Advisors
What Are Coverage Exclusions? Insurance policies are very commonplace. Chances are most people you know have at least a homeowners or auto insurance policy—many have both. Beyond these, other popular offerings include life insurance, dental insurance and health insurance. Insurance is designed to help pay for losses you experience. For example, homeowners insurance may help…
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Health Insurance Basics: Part 3 | Pennsylvania Benefits Consultants
Insurance Costs Consumers typically pay the following types of costs when they have insurance. Premium: The premium is an amount of money a consumer pays for a health insurance plan. The consumer and/or their employer usually make this payment bi-weekly, monthly, quarterly, or yearly. The premium must be paid regardless of how many services, if…
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Benefits 101: What Is Hospital Indemnity Insurance? | Pennsylvania Benefits Agents
No matter whether it is anticipated or unexpected, a hospital stay is expensive. According to HealthCare.gov, the average 3-day hospital stay in the United States costs around $30,000. Health insurance will cover some of the costs if you are admitted to the hospital, but you may have other out-of-pocket costs. Hospital Indemnity Insurance can help…
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Benefits 101: Personal Leave | PA Benefits Team
A better work/life balance is at the top of the list for many employees. However, with the absence of nationwide paid leave regulations for American workers, employers typically determine the extent of paid time off for their employees. In an increased effort to remain competitive and improve employee attraction and retention, a new survey found that…
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