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Author: Webber Advisors
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Define Indemnity Health Insurance | Benefits Broker Duncansville
www.livestrong.com By Heidi Wiesenfelder Although health maintenance organizations (HMOs) and preferred provider organizations (PPOs) represent the majority of insurance plans currently available, some employers and insurance companies still offer indemnity plans. These are traditional plans that were common before the rise of managed care. While some people prefer the lower premiums of HMO and PPO…
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Are You Paying the Kiddie Tax? | Benefits Broker PA
Marvin H. Feldman, CLU, ChFC, RFC, President and CEO of Life Happens www.lifehappens.org The kiddie tax is a tax rule that is levied on unearned income (interest, dividends and capital gains) earned by children under the age of 19 and full-time college students under the age of 24. For 2016, all of the child’s unearned…
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Pennsylvania Employment Law Update | Employee Benefits Duncansville
www.thinkhr.com Minimum Wage Increase for Employees of the Commonwealth and Organizations Receiving State Contracts On March 7, 2016, Pennsylvania Governor Tom Wolf signed Executive Order 2016-2, which increases the minimum wage for employees of the Commonwealth to $10.15 per hour, effective immediately, and provides for annual increases based on inflation beginning in January of 2017.…
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Managing Employee Absenteeism | Health Insurance PA
www.hr360.com Every supervisor and HR pro knows that managing employee time off is a fact of life in the modern workplace. Whether it’s a well-deserved vacation, personal time to attend to family or private business, or sick leave, accommodating an employee’s need for time away from the office is widely accepted as good business practice…
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When are the ACA forms due? | Duncansville Benefits Broker
www.aatrix.com The ACA forms follow the same guidelines as the W2 and 1099 regulations. The employee copy, 1095-B and/or 1095-C will need to be provided to them in either paper or electronic copy, by February 1st. If your business is filing less than 250 forms, and choosing to print, the due date is February 29th.…
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6 Things You Didn’t Know About Long-Term Care Insurance | PA Insurance
When you think of long-term care insurance, what comes to mind? Unfortunately, some people hold certain misconceptions or have an unfavorable opinion of long-term care insurance, largely stemming from issues related to its early days. But that was then. Today, there are more options focusing on straightforward and flexible long-term care solutions. Let’s take a…
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What Employers Need to Know About Disability and Religious Accommodations for Employees | PA Benefits Broker
www.hr360.com In the modern workplace, we are fortunate to embrace diversity in many forms. In all likelihood, your company or organization employs individuals of many different backgrounds and abilities. At times, these differences may require what is known as an accommodation–a change in the work environment (or in the way things are usually done) that…
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Life Insurance & Sports | PA Employee Benefits
www.lifehappens.org Question: “Will my sport cause me problems in purchasing new life insurance?” Answer: in most cases no, but there are some hobbies that may be a problem for the underwriters in the insurance company. Here is a list of seven high-risk sports that are problematic when it comes to getting life insurance. 1. Ice…
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What Is Medical Insurance Premium? | Benefits Broker Pennsylvania
www.livestrong.com The many fees associated with medical insurance can be confusing. Premiums are the fees paid for medical coverage for a specific benefit period. In addition to premiums, other out-of-pocket expenses include co-payments and deductibles, all of which vary with the insurance you have. Medical Insurance Premiums As with car insurance or home insurance, a…
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How to Calculate Cobra Insurance | Benefits Specialist Duncansville
www.livestrong.com Losing your job can result in losing more than income—you may also lose employer-sponsored health coverage. To help unemployed, uninsured Americans at risk for financial ruin in the event of a medical emergency, Congress in 1985 enacted the Consolidated Omnibus Reconciliation Act, also called COBRA. COBRA requires certain employers to allow former employees the…
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