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Author: Webber Advisors
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Health Insurance Options For Domestic Partnerships | Pennsylvania Benefits Broker
Abridged from www.naic.org As States’ Laws Over Domestic Partnerships Continue To Change, Affected Consumers Need To Get Smart On Coverage Legalized marriage for same-sex couples continues to be a headline issue in states like New York, California and New Hampshire. However, in most states, domestic partnerships have little or no legal recognition. Domestic partners in…
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Dental Insurance and Preexisting Conditions | Duncansville Benefits Broker
By Barb Nefer www.livestrong.com Insurance is designed to offset major expenses in various life areas. For example, a homeowner’s policy covers damage to your house, while car insurance pays for repairs after an auto accident. Medical policies do not cover dental work, but you can get dedicated dental insurance. Dental policies vary, and many limit…
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6 Money Mistakes 20-Somethings Make—and What to Do About Them | Benefits Specialist PA
By Erica Oh Nataren www.lifehappens.org Life as a young adult may be wrinkle-free, but it isn’t always pretty. When we asked Helaine Olen, personal finance columnist at Slate.com and author of The Index Card, what she sees as one of the biggest stumbling blocks to financial well-being for 20-Somethings, student loans came to the fore.…
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Defend Trade Secrets Act Requires Immediate Action | Duncansville Employee Benefits
www.thinkhr.com The Defend Trade Secrets Act (DFTA) was signed into law (and became effective) on May 11, 2016. The act takes effect immediately for all employers and applies to any act that occurs on or after the date of enactment. The DFTA generally provides immunity for an employee’s action that would have otherwise constituted trade…
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What Blood Tests Are Performed in a Life Insurance Physical? | Employee Benefits PA
By Patty Tansang www.livestrong.com Overview A physical examination may be needed when you purchase a life insurance policy, especially for larger benefit amounts. Insurance underwriters use a multitude of factors to determine your risk of premature death, and hence, how much premium you will be charged. In addition to asking about your medical history (including…
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Small or Large Employer? | PA Benefits Specialist
How do I know if I am a small or large employer? Why does it matter? Abridged from www.irs.gov An employer’s size is determined by the number of its employees. Employer benefits, opportunities and requirements are dependent upon the employer’s size and the applicable rules. Generally, an employer with 50 or more full-time employees or…
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5 Must-Do’s for Checking References | Pennsylvania Benefits Broker
Posted by Tom Ceconi www.hr360.com Your final step in making the decision to hire a candidate is to check his or her references. All too often, this is treated as a formality—a last box to check before extending an offer of employment. However, reference checks play a key role in the hiring process. In addition…
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New ACA Guidance | Duncansville Benefits Broker
Abridged from www.thinkhr.com On April 20, 2016, the Departments of Labor, Health and Human Services, and the Treasury released the 31st set of Frequently Asked Questions (FAQs) on the implementation of the Affordable Care Act (ACA) and other health plan-related laws. The FAQs address questions on preventive services, coverage rescissions, mental health parity, and more.…
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Identity Protection: Prevention, Detection and Victim Assistance | Employee Benefits PA
Abridged from www.irs.gov Identity theft places a burden on its victims and presents a challenge to businesses, organizations and government agencies, including the IRS. Tax-related identity theft occurs when someone uses your stolen Social Security number to file a tax return claiming a fraudulent refund. The IRS combats tax-related identity theft with an aggressive strategy…
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6 Reasons Single People May Need Life Insurance | Employee Benefits Duncansville
By Maggie Leyes www.lifehappens.org Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. 1. You have student loan debt. Many people assume that…
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