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Author: Webber Advisors
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Health Insurance Marketplace | PA Employee Benefits
Abridged from www.irs.gov Health care insurance purchased through the Marketplace If you purchased health care insurance through the Marketplace, you should receive a Form 1095-A, Health Insurance Marketplace Statement, at the beginning of the tax filing season. The information shown on Form 1095-A helps you complete your federal individual income tax return. If Form 1095-A…
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OSHA Injury and Illness Recordkeeping and Reporting Requirements | PA Benefits Broker
Abridged from www.OSHA.GOV Recordkeeping Requirements Many employers with more than 10 employees are required to keep a record of serious work-related injuries and illnesses. (Certain low-risk industries are exempted.) Minor injuries requiring first aid only do not need to be recorded. How does OSHA define a recordable injury or illness? How does OSHA define first…
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The Advantages of Going to the Gym Every Day | Benefits Specialist Pennsylvania
By Michelle Kulas www.livestrong.com The Centers for Disease Control and Prevention recommends that all adults get at least 30 minutes of moderate exercise five days a week. Going to the gym every day is one way to accomplish this goal. Regular exercise carries many physical and mental health benefits. Do not begin any new exercise…
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5 Ways Critical Illness Insurance Can Be a Financial Life Saver | Duncansville Employee Benefits
By Ken Smith www.lifehappens.org It was a world-famous heart surgeon, Dr. Marius Barnard, who created critical illness insurance, as he saw how the financial stress that accompanied cancer, heart attack and stroke was killing his patients. This type of insurance typically gives you a lump-sum cash payment if you are diagnosed with one of the…
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How to Keep Your Employees Motivated and Productive | Benefits Specialist PA
By Tom Ceconi www.hr360.com Winter time can lead to less productivity and lower morale If you’ve noticed your employees acting a little less than chipper during the winter, you’re not alone. According to the U.S. National Library of Medicine, lack of sunlight has been linked to feelings of sluggishness and mood changes, so winter’s shorter…
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Difference Between Basic Insurance & Major Medical Insurance | PA Benefits Broker Services
www.livestrong.com By Jenni Wiltz Choosing a health care plan often comes down to cost, but don’t forget to compare the monthly premium with the amount of coverage you get. Major medical insurance is designed to cover you during everything from routine check-ups to major catastrophic events. Basic health insurance, by contrast, is a cash reimbursement…
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How Much Life Insurance Do You Really Need? | Employee Benefits Pennsylvania
Marvin H. Feldman www.lifehappens.org Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise of a key breadwinner could leave a family stranded without the resources to maintain their lifestyle—or even retain their home. Not so long ago, professionals recommended that families carry…
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How to Find Existing Life Insurance Policies | Duncansville Benefits Broker
By Jackie Lohrey www.livestrong.com Whether your intent is to find existing life insurance policies for a loved one who passed or locate a policy taken out on you, the process can seem insurmountable if you do not know where to begin. Fee-based locator services may be able to help, but saving this option as a…
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Marketplace Notices Are Coming | PA Employee Benefits Specialist
www.thinkhr.com Under the Affordable Care Act (ACA), each Health Insurance Exchange (Marketplace) must notify employers when they have an employee who has received a government subsidy to enroll in a health plan through the Marketplace. These notices will begin being sent to employers in the coming weeks and months, either individually or in batches. Because…
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How Often Should You Have an Eye Exam? | Employee Benefits Daly PA
By Tracy Tabb www.livestrong.com Everyone knows you should get an annual physical checkup and a twice-yearly dental cleaning, but when it comes to the frequency of eye exams, it’s not as simple. Contact lens wear, visual changes, and risk factors for diseases of the eye indicate the need for more frequent comprehensive eye exams, according…
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