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Tag: policy
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Difference Between Basic Insurance & Major Medical Insurance | PA Benefits Broker Services
www.livestrong.com By Jenni Wiltz Choosing a health care plan often comes down to cost, but don’t forget to compare the monthly premium with the amount of coverage you get. Major medical insurance is designed to cover you during everything from routine check-ups to major catastrophic events. Basic health insurance, by contrast, is a cash reimbursement…
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How Much Life Insurance Do You Really Need? | Employee Benefits Pennsylvania
Marvin H. Feldman www.lifehappens.org Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise of a key breadwinner could leave a family stranded without the resources to maintain their lifestyle—or even retain their home. Not so long ago, professionals recommended that families carry…
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How to Find Existing Life Insurance Policies | Duncansville Benefits Broker
By Jackie Lohrey www.livestrong.com Whether your intent is to find existing life insurance policies for a loved one who passed or locate a policy taken out on you, the process can seem insurmountable if you do not know where to begin. Fee-based locator services may be able to help, but saving this option as a…
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5 Must-Do’s for Checking References | Pennsylvania Benefits Broker
Posted by Tom Ceconi www.hr360.com Your final step in making the decision to hire a candidate is to check his or her references. All too often, this is treated as a formality—a last box to check before extending an offer of employment. However, reference checks play a key role in the hiring process. In addition…
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6 Reasons Single People May Need Life Insurance | Employee Benefits Duncansville
By Maggie Leyes www.lifehappens.org Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. 1. You have student loan debt. Many people assume that…
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Avoiding a “Self Reported” Disability Claim Nightmare | PA Employee Benefits
By Allan Checkoway, RHU http://disabilityandseniorresources.com/ 1,200,100 Social Security Disability applications were filed in 1999 (48 percent or 579,000 were declined). In 2009, ten years later, 2,816,200 Social Security Disability applications were filed (and 65 percent or 1,830,530 were declined). The number of disability applications more than doubled while denials more than tripled. In one year,…
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