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Tag: life insurance
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Life Insurance for a Family of One | PA Benefit Advisors
We spend a lot of time talking about how couples, families and businesses can protect their financial futures with life insurance. But what about if you are single—do you need life insurance, too? There are those people who have no children, no one depending on their income, no ongoing financial obligations and sufficient cash to…
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Do You Need Life Insurance When You Retire? | PA Benefit Advisors
Once you hit 65 and retire, you don’t need life insurance, right? Not so fast! The traditional thinking about life insurance is that you only need it when you have an income to protect, when you have a mortgage or when you have kids to support. And while it’s true that having life insurance after 65…
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Juvenile Life Insurance: The Whys and Hows | PA Benefit Advisors
As a parent, perhaps you’ve been able to check the critical financial boxes for your family. You’ve established emergency funds, secured life and disability insurance, and are on track with your retirement goals. You may wonder, is there anything else I could be doing to help my children? This can be the time for parents…
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6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong) | PA Benefit Advisors
Let’s face it. Most people put off buying life insurance for any number of reasons—if they even understand it Take a look at this list—do any of them sound like you? 1. It’s too expensive. In the ever-burgeoning budget of a young family, things like day care and car payments and possibly student loans eat…
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What Is Employer Paid Term Life Insurance? | PA Employee Benefits
Employer-paid life insurance can be an important part of protecting your family in the event that you die prematurely. Companies offer the program on top of other benefits, such as health insurance. The coverage is generally term insurance, meaning there is no investment or cash-value component. If you pass on unexpectedly, depriving your family not…
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3 Life Insurance Myths That Could Hurt Young Families| PA Employee Benefits
When you’re just starting out, it often seems that a dollar never stretches far enough. And with new commitments, such as buying your first home or having children, comes the responsibility to make sure your loved ones will be provided for financially, no matter what life may bring. If you were to die unexpectedly, life…
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Engaged? 7 Financial To-Dos to Check Off Your List | PA Financial Advisors
You’ve picked out the rings, maybe even the venue … things are rolling toward your Big Day. But don’t forget an important element of your new life together: getting your financial lives in sync. Talking about finances with your fiancé or partner may not seem like the most romantic topic, but what better way is…
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4 Financial Tips to Keep Your Family Safe | Pennsylvania Employee Benefits
It’s tough to get our financial house in order, not because it’s especially hard, but because it’s … boring? Tedious? The last thing we want to spend time on? To remedy that, here are four tips that you can take on and accomplish: 1. Make sure you have life insurance—or enough of it. Do you…
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How Much Life Insurance Do You Really Need? | Employee Benefits Pennsylvania
Marvin H. Feldman www.lifehappens.org Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise of a key breadwinner could leave a family stranded without the resources to maintain their lifestyle—or even retain their home. Not so long ago, professionals recommended that families carry…
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How to Find Existing Life Insurance Policies | Duncansville Benefits Broker
By Jackie Lohrey www.livestrong.com Whether your intent is to find existing life insurance policies for a loved one who passed or locate a policy taken out on you, the process can seem insurmountable if you do not know where to begin. Fee-based locator services may be able to help, but saving this option as a…
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