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Tag: insurance
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The Importance of Therapeutic Communication in Healthcare | PA Benefit Advisors
The quality of a therapeutic relationship depends on the ability of the healthcare provider to communicate effectively. The term “therapeutic communication” is often used in the field of nursing; however, the process isn’t limited to nursing. Other healthcare professionals, friends and family members of a patient can implement the strategies of communicating in a therapeutic…
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What Are Some Pros & Cons of HIPAA? | PA Benefit Advisors
Congress approved the Health Insurance Portability and Accountability Act (HIPAA) to guard the privacy of personal medical information, and to give individuals the right to keep their health insurance coverage for pre-existing conditions in place even if they change jobs. The law has done this, providing important safeguards for patients. But it has also increased…
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IRS Releases Final 2017 ACA Reporting Forms and Instructions | PA Benefit Advisors
The IRS has finalized the forms and instructions that employers will use for 2017 reporting under the Affordable Care Act (ACA). Applicable large employers (ALEs) will use the following: 2017 Form 1094-C (transmittal to IRS). 2017 Form 1095-C (statement to individual). 2017 Instructions for Forms 1094-C and 1095-C (instructions). Employers that self-fund a minimum essential…
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Emergency vs. Urgent – What’s the Difference in Walk-In Care? | PA Benefit Advisors
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We’ve all been there – once or twice (or more)—when a child, spouse or family member has had to gain access to healthcare quickly. Whether a fall that requires stitches; a sprained or broken bone; or something more serious, it can be difficult to identify which avenue to take when it comes to walk-in care.…
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What Is Comprehensive Medical Insurance? | PA Benefit Advisors
Comprehensive medical plans originated in the 1930s with industrialists Henry Kaiser and Dr. Sidney Garfield. Dr. Garfield, at Kaiser’s request, created a health plan to protect the workers of the Grand Coulee Dam. They expanded the healthcare plan in the 1940s to include Kaisers numerous shipbuilders. By the end of World War II, other employers…
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The Effects of Not Having Health Insurance on Personal Finances | PA Benefit Advisors
Insurance has become the method by which most Americans have their health-care costs paid. By paying a regular monthly bill for health insurance, the cost of expected health care events is spread out into even payments and the cost of major unexpected medical incidents is absorbed by insurance. Lack of health insurance can have a…
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The Risk of Being Uninsured (and the Hidden Bargain in Addressing It Now) | PA Benefit Advisors
With all the expenses of everyday living, it’s tempting to think of insurance as just another cost. What’s harder to see is the potential cost of not buying insurance—or what’s known as “self-insuring”—and the hidden bargain of coverage. The Important vs. the Urgent We’ve all experienced it: the tendency to stay focused on putting out…
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U.S. House Passes Health Care Bill. The Senate Now Holds the Cards. | PA Benefit Advisors
On May 4, 2017, the U.S. House of Representatives passed legislation to repeal and replace the Affordable Care Act (ACA). An earlier version of the House bill, called the American Health Care Act (AHCA), had been debated in March but was not voted on due to opposition from Democrats and insufficient support from Republicans. This…
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L.R. Webber Client Wins “Plan Sponsor of the Year” Award | PA Benefit Advisors
Duncansville, PA (April 28, 2017) – A client of Webber Advisors Associates (LRW), Thomas Automotive Family, recently won the “Plan Sponsor of the Year” award from PLANSPONSOR, a trusted magazine for retirement benefits decision makers, in the <$10MM Plan Asset Category. This was a great honor for both their client and the agency for far…
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3 Questions to Ask When It Comes to Life Insurance | PA Benefit Advisors
Your life insurance needs will ebb and flow throughout your lifetime. Buying a term policy early in your career or taking a basic employer-issued life insurance policy is a common course of action. However, deciding how much and what type of life insurance you need at each stage of your life will serve you and…
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