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The Advantages of Going to the Gym Every Day | Benefits Specialist Pennsylvania

By Michelle Kulas www.livestrong.com The Centers for Disease Control and Prevention recommends that all adults get at least 30 minutes of moderate exercise five days a week. Going to the gym every day is one way to accomplish this goal. Regular exercise carries many physical and mental health benefits. Do not begin any new exercise … Continued

How to Keep Your Employees Motivated and Productive | Benefits Specialist PA

By Tom Ceconi www.hr360.com Winter time can lead to less productivity and lower morale If you’ve noticed your employees acting a little less than chipper during the winter, you’re not alone. According to the U.S. National Library of Medicine, lack of sunlight has been linked to feelings of sluggishness and mood changes, so winter’s shorter … Continued

How Much Life Insurance Do You Really Need? | Employee Benefits Pennsylvania

Marvin H. Feldman www.lifehappens.org Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise of a key breadwinner could leave a family stranded without the resources to maintain their lifestyle—or even retain their home. Not so long ago, professionals recommended that families carry … Continued

Small or Large Employer? | PA Benefits Specialist

How do I know if I am a small or large employer? Why does it matter? Abridged from www.irs.gov An employer’s size is determined by the number of its employees. Employer benefits, opportunities and requirements are dependent upon the employer’s size and the applicable rules. Generally, an employer with 50 or more full-time employees or … Continued

Steps to Successful Employee Communication | Pennsylvania Employee Benefits

www.hr360.com According to management expert and dean of Harvard Business School, Nitin Nohria, communication is the real work of leadership. And that doesn’t apply only to Fortune 500 companies. No matter the size of the organization, effective managers must be strong communicators to inspire and lead their teams. Unfortunately, with day-to-day business demands, communication skills … Continued

6 Reasons Single People May Need Life Insurance | PA Employee Benefits

www.lifehappens.org Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. 1. You have student loan debt. Many people assume that your debt dies … Continued

Define Indemnity Health Insurance | Benefits Broker Duncansville

www.livestrong.com By Heidi Wiesenfelder Although health maintenance organizations (HMOs) and preferred provider organizations (PPOs) represent the majority of insurance plans currently available, some employers and insurance companies still offer indemnity plans. These are traditional plans that were common before the rise of managed care. While some people prefer the lower premiums of HMO and PPO … Continued

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA www.finra.org / SIPC www.sipc.org, to residents of: DC, FL, MD, NJ, NY, OH, PA, SC, TX, CA, CO, GA, and OK. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Webber Advisors and the Leavitt Group are not affiliated with Cambridge. Fixed insurance and benefit services are not offered through Cambridge.

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