Category: Insurance
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Pennsylvania Employment Law Update | PA Employee Benefits
Mandated Health Benefits – Oral Chemotherapy Medication On July 8, 2016, Pennsylvania Governor Tom Wolfe signed legislation (H.B. 60) regarding health insurance coverage for oral chemotherapy medications. Pursuant to the bill, whenever a health insurance policy provides coverage that includes coverage for intravenously administered or injected chemotherapy medications which have been approved by the U.S.…
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Health Insurance Industry Terms You Need To Know | PA Employee Benefits
With the ever increasing amount of regulations in the Health Insurance industry – the amount of acronyms is rising rapidly. If you don’t follow the latest news religiously, then you could find yourself M.O. (missing out!). Even if you are a seasoned “insurance chooser” – some of the more common terminology could be just as…
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Assistance on Tuition Assistance | PA Benefits Broker
Abridged from www.shrm.org Is tuition assistance on the agenda for your next departmental planning session? If so, here are some recommendations to consider: Make your policy understandable to all. Make sure collateral materials are widely available and understandable to younger employees who aren’t accustomed to insurance claims, expense account reimbursements or financial forms. Tuition assistance…
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5 Ways Critical Illness Insurance Can Be a Financial Life Saver | Duncansville Employee Benefits
By Ken Smith www.lifehappens.org It was a world-famous heart surgeon, Dr. Marius Barnard, who created critical illness insurance, as he saw how the financial stress that accompanied cancer, heart attack and stroke was killing his patients. This type of insurance typically gives you a lump-sum cash payment if you are diagnosed with one of the…
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How Much Life Insurance Do You Really Need? | Employee Benefits Pennsylvania
Marvin H. Feldman www.lifehappens.org Some people equate life insurance with tragedy and death. In truth, life insurance is for the living. Without it, the sudden demise of a key breadwinner could leave a family stranded without the resources to maintain their lifestyle—or even retain their home. Not so long ago, professionals recommended that families carry…
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How Often Should You Have an Eye Exam? | Employee Benefits Daly PA
By Tracy Tabb www.livestrong.com Everyone knows you should get an annual physical checkup and a twice-yearly dental cleaning, but when it comes to the frequency of eye exams, it’s not as simple. Contact lens wear, visual changes, and risk factors for diseases of the eye indicate the need for more frequent comprehensive eye exams, according…
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Health Insurance Options For Domestic Partnerships | Pennsylvania Benefits Broker
Abridged from www.naic.org As States’ Laws Over Domestic Partnerships Continue To Change, Affected Consumers Need To Get Smart On Coverage Legalized marriage for same-sex couples continues to be a headline issue in states like New York, California and New Hampshire. However, in most states, domestic partnerships have little or no legal recognition. Domestic partners in…
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Dental Insurance and Preexisting Conditions | Duncansville Benefits Broker
By Barb Nefer www.livestrong.com Insurance is designed to offset major expenses in various life areas. For example, a homeowner’s policy covers damage to your house, while car insurance pays for repairs after an auto accident. Medical policies do not cover dental work, but you can get dedicated dental insurance. Dental policies vary, and many limit…
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6 Reasons Single People May Need Life Insurance | PA Employee Benefits
www.lifehappens.org Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. 1. You have student loan debt. Many people assume that your debt dies…
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