Category: Financial Planning
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Price Shop Healthcare | PA Employee Benefit Brokers
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in benefits, budgets, Financial Planning, Financial Wellness, health, Health Care, Health Insurance, Health Insurance Providers, Health Savings Account, HRA, HSA, Insurance, Juvenile Life Insurance, Latest News, Medical Savinfgs Accounts, Medical Savings Accounts, Medicare, Pennsylvania, Philadelphia, WellnessAs the costs of health care soar, many consumers are looking for ways to control their medical spending. Also, with the rise of enrollment in high deductible health plans, consumers are paying for more health care out-of-pocket. From medical savings accounts to discount plans for prescriptions, patients are growing increasingly conscious of prices for their…
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Here’s Where #FOMO Is Doing You a Disservice | Duncansville Benefit Advisors
Fear of missing out—is more than just a hashtag. Many Millennials admit that #FOMO drives a lot of their decisions on what they wear, what they do, even what they eat and drink. We live in a world of social influence. But one area where #FOMO really does you a disservice? No one is afraid…
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Federal Employment Law Update – March 2018 | PA Employee Benefit Brokers
EEO-1 Reporting and Employees Who Regularly Report to Client Sites The portal for 2017 EEO-1 reporting is open and reports must be submitted and certified by March 31, 2018 at the latest. The federal Equal Employment Opportunity Commission (EEOC) has addressed the issue that there may be some confusion as to how employers are to…
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Benefits Easy: Health Savings Accounts | Pennsylvania Benefit Consultants
Taking control of health care expenses is on the top of most people’s to-do list for 2018. The average premium increase for 2018 is 18% for Affordable Care Act (ACA) plans. So, how do you save money on health care when the costs seems to keep increasing faster than wage increases? One way is through…
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6 Ways to Keep the Flu from Sidelining Your Workplace | PA Benefit Brokers
This year’s flu season is a rough one. Although the predominant strains of this year’s influenza viruses were represented in the vaccine, they mutated, which decreased the effectiveness of the immunization. The flu then spread widely and quickly, and in addition, the symptoms were severe and deadly. The U.S. Centers for Disease Control and Prevention…
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Ask the Experts: Do company owners need to fill out a Form I-9? | Pennsylvania Benefit Advisors
Question: Do company owners need to fill out a Form I-9? Answer: The owner of a business will need to complete a Form I-9 to document the legal right to work in the United States if the owner is employed by the business and takes a salary or other form of compensation, including food and lodging. This…
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Benefits of an Annual Exam | PA Benefit Consultants
Have you ever heard the proverb “Knowledge is power?” It means that knowledge is more powerful than just physical strength and with knowledge people can produce powerful results. This applies to your annual medical physical as well! The #1 goal of your annual exam is to GAIN KNOWLEDGE. Annual exams offer you and your doctor…
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Federal Employment Law Update – February 2018 | Pennsylvania Benefit Brokers
IRS Releases Publication 15 and W-4 Withholding Guidance for 2018 On January 31, 2018, the federal Internal Revenue Service (IRS) released Publication 15 — Introductory Material, which includes the following: 2018 federal income tax withholding tables. Exempt Form W-4. New information on: Withholding allowance. Withholding on supplemental wages. Backup withholding. Moving expense reimbursement. Social Security…
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CMS Disclosure Requirement for Employer Health Plans | PA Benefit Advisors
Do you offer health coverage to your employees? Does your group health plan cover outpatient prescription drugs? If so, federal law requires you to complete an online disclosure form every year with information about your plan’s drug coverage. You have 60 days from the start of your health plan year to complete the form. For…
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Benefits Easy: Intro to Self-Funding | PA Benefit Consultants
As the first month of 2018 wraps up, companies have already begun the arduous task of submitting budgets and finding ways to cut costs for the new year. One of the most effective ways to combat increasing health care costs for companies is to move to a Self-Funded insurance plan. By paying for claims out-of-pocket…
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