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Author: Webber Advisors
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Four Misunderstood Terms in the Americans with Disabilities Act | PA Employee Benefits Group
The Americans with Disabilities Act (ADA) applies to employers with 15 or more employees. Despite its broad coverage, there’s a lot of confusion about what the law requires and what its terms entail. A big reason for this confusion is the language of the law itself; the ADA speaks of nebulous concepts like undue hardship…
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10 Surprising Things You Can Buy With Your Leftover FSA Money | PA Benefits Advisors
The end of the year is drawing near which may mean you have some extra money to spend. No, you didn’t read that wrong. Many Americans have money in their Flexible Savings Accounts (FSAs) that they need to use up before the end of the year. FSAs provide the benefit of putting pre-tax money aside…
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Spam and Phishing | Pennsylvania Benefits Consultants
Malicious Email A malicious email can look just like it comes from a financial institution, an e-commerce site, a government agency or any other service or business. It often urges you to act quickly, because your account has been compromised, your order cannot be fulfilled or there is another urgent matter to address. If you…
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The ABC’s of Medicare | Pennsylvania Benefits Agency
Trying to figure out Medicare can be one of the most frustrating aspects of retirement. Even the savviest of retirees struggle with figuring out when to enroll and which parts to enroll in – there’s Part A, Part B, Part C, Part D, Medigap plans and so on. And, what in the world is a…
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The Affordability Test for 2022 Health Plans | PA Employee Benefits Agents
The Affordable Care Act’s employer shared responsibility provision — often called the employer mandate or “play or pay” — requires large employers to offer health coverage to their full-time employees or face a potential penalty. (Employers with fewer than 50 full-time and full-time-equivalent employees are exempt.) Large employers can avoid the risk of any play…
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Cyber Security: Think Before You Click | PA Employee Benefits Advisors
If you are concerned about your cyber security – and you should be – it’s essential to know the biggest threats to you right now. So, what is cyber security anyway? And how can you protect yourself? Cyber security is the practice of defending computers, servers, mobile devices, electronic systems, networks, and data from malicious…
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Employer Medicare Part D Notices Are Due Before October 15, 2021 | PA Benefits Team
Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began offering “Part D” plans —…
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Life Insurance: Putting a Price on Peace of Mind | Pennsylvania Benefits Partners
Life insurance provides financial protection for your loved ones when you die. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. While this money can never replace you, it can help your loved one(s) live the kind of life…
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The Great Resignation: How Companies Can Cope With The Mass Exodus | PA Employee Benefits Firm
American companies are at a serious crossroads right now because of an unexpected consequence of COVID-19 known as the “Great Resignation.” CNBC reported earlier this summer that four million people had quit their jobs. This would be shocking under normal circumstances, yet these people quit stable jobs in the middle of a global pandemic. The majority…
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Open Enrollment: Looking Backward to Plan Forward | PA Employee Benefits Group
When the autumn leaves fall and the weather turns cooler, we know it’s time to start thinking of open enrollment. Open enrollment season can be a confusing time. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used…
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