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Tag: insurance
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Define Indemnity Health Insurance | Benefits Broker Duncansville
www.livestrong.com By Heidi Wiesenfelder Although health maintenance organizations (HMOs) and preferred provider organizations (PPOs) represent the majority of insurance plans currently available, some employers and insurance companies still offer indemnity plans. These are traditional plans that were common before the rise of managed care. While some people prefer the lower premiums of HMO and PPO…
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Life Insurance & Sports | PA Employee Benefits
www.lifehappens.org Question: “Will my sport cause me problems in purchasing new life insurance?” Answer: in most cases no, but there are some hobbies that may be a problem for the underwriters in the insurance company. Here is a list of seven high-risk sports that are problematic when it comes to getting life insurance. 1. Ice…
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How to Calculate Cobra Insurance | Benefits Specialist Duncansville
www.livestrong.com Losing your job can result in losing more than income—you may also lose employer-sponsored health coverage. To help unemployed, uninsured Americans at risk for financial ruin in the event of a medical emergency, Congress in 1985 enacted the Consolidated Omnibus Reconciliation Act, also called COBRA. COBRA requires certain employers to allow former employees the…
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Americans Prefer Cleaning Toilets Over Researching Health Benefits | Duncansville Benefits Broker
www.newsusa.com When it comes to choosing the right health insurance plan, American workers are not spending much time researching the best options for themselves or their families. Even though the terms of health insurance policies can change year over year, 56 percent say they devoted less than 30 minutes to researching their benefits options during…
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