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Author: Webber Advisors
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Empowering the Next Generation: Making Benefits “Easy” for Young Employees| PA Benefits Team
Health Insurance today is significantly more complex for young workers than it was just a decade ago. This complexity is driven in large part by healthcare costs that have outpaced inflation, pushing premiums, copays, and other out-of-pocket expenses to comprise substantial portions of their budgets. For many younger employees, navigating this landscape is confusing –…
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Breaking Barriers: Increasing Employee Utilization of Mental Health Benefits | PA Benefits Consultants
Over the past several years, mental health in the United States has steadily declined. Growing concerns about this issue have increased the pressure on employers to provide stronger mental health benefits. Although many organizations have expanded their mental health offerings, utilization among employees remains low. When these resources go unused, employees who could benefit miss…
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The Rising Cost of Prescription Drugs: Smart Ways to Save | Pennsylvania Benefits Agents
No doubt about it, prescriptions are expensive. While this may not be a big worry when you’re young and healthy, the costs can add up quickly if you’re diagnosed with a chronic condition or need an expensive drug. Whether you take medications regularly or for an occasional illness, it pays to know how to save…
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Compliance Risks in Open Enrollment: 5 Mistakes and How to Avoid Them | Pennsylvania Benefits Group
Open enrollment is a hectic and critical period for employers that often brings a risk of compliance errors. These mistakes can confuse employees and cause missed benefits, while also exposing employers to legal risks. This article highlights five common compliance pitfalls to avoid during open enrollment: By proactively addressing these areas, employers can help employees…
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Medicare Part D Notices Are Due Before Oct. 15, 2025 | PA Employee Benefits Team
Medicare Part D Disclosure Requirements Every year, sponsors of group health plans must notify both Medicare Part D–eligible individuals and the Centers for Medicare & Medicaid Services (CMS) about whether the plan’s prescription drug coverage is considered creditable (meaning it provides coverage that is at least as good as Medicare Part D). The annual notice must be…
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Risk Insights – Risk Management Considerations for Active Shooter Incidents | PA Benefits Group
An active shooter incident entails an individual or group of individuals entering a populated area to kill or attempt to kill their victims, generally through the use of firearms. These incidents—sometimes called mass shootings—have become increasingly common in the United States. According to the FBI, the number of active shooter incidents jumped by 96.8% between…
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Mastering Open Enrollment: A Step-by-Step Guide | Pennsylvania Benefits Agency
Open enrollment doesn’t have to be a stressful administrative task. When planned well in advance, it becomes a valuable opportunity to review and enhance your benefits offerings, demonstrating your commitment to your team’s physical, mental, and financial well-being. A well-executed open enrollment can boost employee morale, improve retention, and ensure your workforce is supported. Use…
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What Brokers Should Be Doing Now to Get Clients ACA-Ready | PA Benefits Consultants
How to position yourself as a trusted ACA compliance advisor For brokers and benefits advisors, Q4 planning doesn’t start in October. It starts now. September marks a critical moment in the annual ACA compliance cycle, when employers begin thinking about year-end strategies, benefits renewals, and how to avoid last-minute reporting panic. That makes now the perfect…
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2026 Medical Cost Outlook | Pennsylvania Benefits Agents
PwC’s latest annual analysis forecasts that group health insurance costs will increase by 8.5% in 2026—the third straight year at this elevated trend. This sustained rise means health care expenses are now similar to those seen 15 years ago, after a brief dip post-pandemic. Researchers gathered data from actuaries at 24 major U.S. health plans,…
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Benefits 101: A Guide to PPO Plans | Pennsylvania Benefits Agency
When navigating the world of health insurance, you will likely encounter the term PPO (Preferred Provider Organization). A PPO plan – whether medical or dental – is about balancing the cost and convenience of care. With a PPO plan, you get the flexibility to see a wide range of doctors. You’ll save money by staying…
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